Thursday, May 24, 2012

IS IT HARD TO MAKE PURCHASE ON YOUR DREAM HOME?

Most of people normally has a lot of confusion when it's come to make a property purchase. Normally, people tend to love the hassle free process but due to some simple technical problem with banker, lawyer and so on make their dream scattered in pieces. The situations not always to be a bad dream when you know how to tackle the problem. Here I'm sharing, few tips to consider when purchasing your dream home:-

1. ELIGIBILITY
Knowing what is your budget are the first thing to consider. There's no point of you looking for your dream home and at the end you can't have it. Do your credit check with nearest banker (if you plan to make a loan) on your eligibility or determine what are the cap if you plan to make a cash purchase. By doing this, you are not wasting your time looking for something that not affordable to you. 

2. LOCATION
Look for properties that near to your work place and has an easy access to go and fro that suit your budget. It was  your dream home after all and you supposed to spend more time on it and not wasting driving all day long. School, College, Shopping Complex, hospital and others basic facilities add on a value to your property so, do your homework before say YES. We definitely don't like to say "If I had done that, I will not be like this....." right?

3. RELIABLE BANKER AND LAWYER
Ask your friends, surf the internet and get references on their past service record. The best interest rate doesn't mean that bank also has the best staff. Look for someone that appreciate your business (you giving them a business what when you choose them) and not treat you like a ball by passing you around. 

4. COMPLETE DOCUMENT = ZERO HASSLE
To make your experience a good one, you also has to act good. Ask the bank and lawyer, what are the documents that they need and prepare it completely. Sometime, what you think are not necessary might be a reason in delaying your request. 

5. FOLLOW-UP
Always do your follow-up. Don't expect the bank, lawyer or even developer to call you and updating you the progress. They normally won't, unless you are lucky enough to get one. 

The key point either is it hard or not to make a purchase on your dream home is also up to you how to handle it. Get all the information needed by reading all the related article probably would help you more. If you need some help on this just call me AZRIY 019 278 8093 (Your Trusted Realtor)

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